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Insurance is effectively a means of spreading risk among a pool of people who are insured and lighten their financial burden in the event of a shock.
Types of Insurance
Learning the most important things about different types of insurance will help you immensely both as a buyer and as a policy holder. In general, the different types vary considerably in terms of the types of coverage they offer and the way in which they work.
Home Insurance
Cover the building you live in and your personal belongings inside against different kinds of perils.
Auto Insurance
These include personal injury liability coverage and property damage liability coverage.
Health Insurance
You need to buy such coverage so that you can have your medical bills covered in case you get sick or injured.
Credit Insurance
With this type of coverage, you are financially protected in case you default on a loan.
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Some of us may have some form of insurance but very few really understand what it is or why one must have it.
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